<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
>

<channel>
    <title>We're here to help!</title>
	<atom:link href="http://www.prhelp.org//rss2.php" rel="self" type="application/rss+xml" />
	<link>http://www.prhelp.org/</link>
	<description></description>
	<pubDate>Tue, 21 May 2013 21:35:22 -0500</pubDate>
	<language>en</language>
	<item>
		<title>Downloads and Resources</title>
		<link>http://www.prhelp.org/downloads/downloads-and-resources-1337.html</link>
		<pubDate>Mon, 29 Oct 2012 19:13:22 -0500</pubDate>
<category><![CDATA[Downloads]]></category>
		<guid isPermaLink="false">http://www.prhelp.org/downloads/downloads-and-resources-1337.html</guid>
		<description><![CDATA[Useful downloads and resources]]></description>
	</item>
	<item>
		<title>Weekly Informational Meetings</title>
		<link>http://www.prhelp.org/latest-news/weekly-informational-meetings-1338.html</link>
		<pubDate>Mon, 29 Oct 2012 15:31:05 -0500</pubDate>
<category><![CDATA[Latest News]]></category>
		<guid isPermaLink="false">http://www.prhelp.org/latest-news/weekly-informational-meetings-1338.html</guid>
		<description><![CDATA[An expert from a nonprofit in Colorado visited with homeowners dealing with loss during the Waldo Canyon Fire]]></description>
	</item>
	<item>
		<title>Recommended Links and Resrouces</title>
		<link>http://www.prhelp.org/links/recommended-links-and-resrouces-1336.html</link>
		<pubDate>Wed, 17 Oct 2012 15:52:27 -0500</pubDate>
<category><![CDATA[Links]]></category>
		<guid isPermaLink="false">http://www.prhelp.org/links/recommended-links-and-resrouces-1336.html</guid>
		<description><![CDATA[A collection of Recommended Sites with resources related to recovering your Homeowners or Commercial Insurance Claim in full.]]></description>
	</item>
	<item>
		<title>Why is a contractor's estimate settle a claim fully?</title>
		<link>http://www.prhelp.org/faqs/why-is-a-contractors-estimate-settle-a-claim-fully-1335.html</link>
		<pubDate>Wed, 17 Oct 2012 13:16:32 -0500</pubDate>
<category><![CDATA[FAQs]]></category>
		<guid isPermaLink="false">http://www.prhelp.org/faqs/why-is-a-contractors-estimate-settle-a-claim-fully-1335.html</guid>
		<description><![CDATA[Insurance companies are not required to negotiate with contractors... it is just that simple. Building contractors do not have experience in interpreting insurance policies and how they apply to a loss.]]></description>
	</item>
	<item>
		<title>Should I wait for an offer from my insurance company</title>
		<link>http://www.prhelp.org/faqs/should-i-wait-for-an-offer-from-my-insurance-company-1334.html</link>
		<pubDate>Wed, 17 Oct 2012 13:12:19 -0500</pubDate>
<category><![CDATA[FAQs]]></category>
		<guid isPermaLink="false">http://www.prhelp.org/faqs/should-i-wait-for-an-offer-from-my-insurance-company-1334.html</guid>
		<description><![CDATA[To avoid misunderstandings, long delays, and reduced settlement payments, it may be wise to hire a professional Public Insurance Adjuster to deal with these possible problems before they occur.]]></description>
	</item>
	<item>
		<title>Why do I need help in filing an insurance claim?</title>
		<link>http://www.prhelp.org/faqs/why-do-i-need-help-in-filing-an-insurance-claim-1333.html</link>
		<pubDate>Wed, 17 Oct 2012 13:08:10 -0500</pubDate>
<category><![CDATA[FAQs]]></category>
		<guid isPermaLink="false">http://www.prhelp.org/faqs/why-do-i-need-help-in-filing-an-insurance-claim-1333.html</guid>
		<description><![CDATA[The typical insurance policy contains many provisions which require knowledge of their prior interpretation, duties that policyholders must fulfill in the event of a loss, and time frames...]]></description>
	</item>
	<item>
		<title>Why can't my insurance agent or broker handle my claim?</title>
		<link>http://www.prhelp.org/faqs/why-cant-my-insurance-agent-or-broker-handle-my-claim-1332.html</link>
		<pubDate>Wed, 17 Oct 2012 13:03:12 -0500</pubDate>
<category><![CDATA[FAQs]]></category>
		<guid isPermaLink="false">http://www.prhelp.org/faqs/why-cant-my-insurance-agent-or-broker-handle-my-claim-1332.html</guid>
		<description><![CDATA[You can't expect your insurance company's agent, who is not paid, licensed, or trained to adjust losses, and who does not ever represent your insurance interests, to be your advocate.]]></description>
	</item>
	<item>
		<title>Learn To Obtain a Much Fairer Settlement Yourself...</title>
		<link>http://www.prhelp.org/home/learn-to-obtain-a-much-fairer-settlement-yourself-1318.html</link>
		<pubDate>Wed, 17 Oct 2012 11:57:39 -0500</pubDate>
		<guid isPermaLink="false">http://www.prhelp.org/home/learn-to-obtain-a-much-fairer-settlement-yourself-1318.html</guid>
		<description><![CDATA[What Damaged OR Destroyed Your Home OR Business... Do you feel Uncertain, Confused, Lost, Overwhelmed, Frustrated, or just plain Worn Out trying to deal with the Claim Representative or Adjuster?]]></description>
	</item>
	<item>
		<title>Reopening a Property Insurance Claim</title>
		<link>http://www.prhelp.org/reopen-a-claim/reopening-a-property-insurance-claim-1331.html</link>
		<pubDate>Wed, 17 Oct 2012 11:04:36 -0500</pubDate>
<category><![CDATA[Reopen a Claim]]></category>
		<guid isPermaLink="false">http://www.prhelp.org/reopen-a-claim/reopening-a-property-insurance-claim-1331.html</guid>
		<description><![CDATA[You generally have up to 5 years to reopen your claim.  Just because you've received a settlement check, that doesn't necessarily end the case.]]></description>
	</item>
	<item>
		<title>Appraisal (specialized arbitration)</title>
		<link>http://www.prhelp.org/denied-or-underpaid/appraisal-specialized-arbitration-1330.html</link>
		<pubDate>Wed, 17 Oct 2012 10:55:24 -0500</pubDate>
<category><![CDATA[Denied or Underpaid]]></category>
		<guid isPermaLink="false">http://www.prhelp.org/denied-or-underpaid/appraisal-specialized-arbitration-1330.html</guid>
		<description><![CDATA[Was your insurance claim denied or underpaid?  What is the established procedure for discussing and resolving values for property?]]></description>
	</item>
	<item>
		<title>Depreciation and Your Property Claim</title>
		<link>http://www.prhelp.org/commercial-claims/depreciation-and-your-property-claim-1329.html</link>
		<pubDate>Wed, 17 Oct 2012 10:48:54 -0500</pubDate>
<category><![CDATA[Commercial Claims]]></category>
		<guid isPermaLink="false">http://www.prhelp.org/commercial-claims/depreciation-and-your-property-claim-1329.html</guid>
		<description><![CDATA[First thing to check in your homeowners insurance claim are the Timelines and Statutes of Limitations for filing a claim.  Before making a property insurance claim, you should understand what type of coverage you have.]]></description>
	</item>
	<item>
		<title>The Time Element: Loss of use, Loss of Rent</title>
		<link>http://www.prhelp.org/commercial-claims/the-time-element-loss-of-use-loss-of-rent-1328.html</link>
		<pubDate>Wed, 17 Oct 2012 10:42:56 -0500</pubDate>
<category><![CDATA[Commercial Claims]]></category>
		<guid isPermaLink="false">http://www.prhelp.org/commercial-claims/the-time-element-loss-of-use-loss-of-rent-1328.html</guid>
		<description><![CDATA[]]></description>
	</item>
	<item>
		<title>Fire Insurance Coverages &amp; Claim Resolution</title>
		<link>http://www.prhelp.org/homeowners-claims/fire-insurance-coverages-claim-resolution-1327.html</link>
		<pubDate>Mon, 15 Oct 2012 20:26:15 -0500</pubDate>
<category><![CDATA[Homeowners Claims]]></category>
		<guid isPermaLink="false">http://www.prhelp.org/homeowners-claims/fire-insurance-coverages-claim-resolution-1327.html</guid>
		<description><![CDATA[Fire Insurance Coverages & Claim Resolution]]></description>
	</item>
	<item>
		<title>Properly Handling Your Insurance Claims</title>
		<link>http://www.prhelp.org/homeowners-claims/properly-handling-your-insurance-claims-1326.html</link>
		<pubDate>Mon, 15 Oct 2012 20:23:09 -0500</pubDate>
<category><![CDATA[Homeowners Claims]]></category>
		<guid isPermaLink="false">http://www.prhelp.org/homeowners-claims/properly-handling-your-insurance-claims-1326.html</guid>
		<description><![CDATA[Properly Handling Your Insurance Claims]]></description>
	</item>
	<item>
		<title>Timelines and Statues of Limitations</title>
		<link>http://www.prhelp.org/homeowners-claims/timelines-and-statues-of-limitations-1325.html</link>
		<pubDate>Mon, 15 Oct 2012 20:19:08 -0500</pubDate>
<category><![CDATA[Homeowners Claims]]></category>
		<guid isPermaLink="false">http://www.prhelp.org/homeowners-claims/timelines-and-statues-of-limitations-1325.html</guid>
		<description><![CDATA[First thing to check in you homeowners insurance claim are the Timelines and Statutes of Limitations for filing a claim.]]></description>
	</item>
	<item>
		<title>Replacement Cost Value (RCV)</title>
		<link>http://www.prhelp.org/homeowners-claims/replacement-cost-value-rcv-1324.html</link>
		<pubDate>Mon, 15 Oct 2012 19:53:55 -0500</pubDate>
<category><![CDATA[Homeowners Claims]]></category>
		<guid isPermaLink="false">http://www.prhelp.org/homeowners-claims/replacement-cost-value-rcv-1324.html</guid>
		<description><![CDATA[To maximize your recovery, it is vital to understand Replacement Cost Value and the rights you have regarding Replacement Cost Value.  Replacement-cost coverage is a property valuation method that says your policy]]></description>
	</item>
	<item>
		<title>Actual Cash Value (ACV)</title>
		<link>http://www.prhelp.org/homeowners-claims/actual-cash-value-acv-1323.html</link>
		<pubDate>Mon, 15 Oct 2012 19:49:10 -0500</pubDate>
<category><![CDATA[Homeowners Claims]]></category>
		<guid isPermaLink="false">http://www.prhelp.org/homeowners-claims/actual-cash-value-acv-1323.html</guid>
		<description><![CDATA[Actual Cash Value is an important concept to understand.  Your policy may determine property claim value using Actual Cash Value.]]></description>
	</item>
	<item>
		<title>Preparing both Real &amp; Personal property inventories</title>
		<link>http://www.prhelp.org/homeowners-claims/preparing-both-real-personal-property-inventories-1322.html</link>
		<pubDate>Mon, 15 Oct 2012 19:41:35 -0500</pubDate>
<category><![CDATA[Homeowners Claims]]></category>
		<guid isPermaLink="false">http://www.prhelp.org/homeowners-claims/preparing-both-real-personal-property-inventories-1322.html</guid>
		<description><![CDATA[Tips for Preparing both Real & Personal property inventories.  Creating the Inventory list and establishing Proof and Replacement Values.]]></description>
	</item>
	<item>
		<title>Policyholders Recovery Board</title>
		<link>http://www.prhelp.org/our-board/policyholders-recovery-board-1321.html</link>
		<pubDate>Mon, 15 Oct 2012 19:21:26 -0500</pubDate>
<category><![CDATA[Our Board]]></category>
		<guid isPermaLink="false">http://www.prhelp.org/our-board/policyholders-recovery-board-1321.html</guid>
		<description><![CDATA[Policyholders Recovery Not for profit Board Members]]></description>
	</item>
	<item>
		<title>Piatkiewicz Video Testimonial</title>
		<link>http://www.prhelp.org/video-testimonials/piatkiewicz-video-testimonial-1319.html</link>
		<pubDate>Tue, 25 Sep 2012 08:58:11 -0500</pubDate>
<category><![CDATA[Video Testimonials]]></category>
		<guid isPermaLink="false">http://www.prhelp.org/video-testimonials/piatkiewicz-video-testimonial-1319.html</guid>
		<description><![CDATA[]]></description>
	</item>
	<item>
		<title>Insurance Companies Deny or Minimize Payment</title>
		<link>http://www.prhelp.org/latest-news/insurance-companies-deny-or-minimize-payment-1320.html</link>
		<pubDate>Tue, 25 Sep 2012 08:55:39 -0500</pubDate>
<category><![CDATA[Latest News]]></category>
		<guid isPermaLink="false">http://www.prhelp.org/latest-news/insurance-companies-deny-or-minimize-payment-1320.html</guid>
		<description><![CDATA[Recovering from a catastrophe is a tremendously stressful and unstable time in your life. Truth is, most people get delayed so much that they become worn down, demoralized and give up.]]></description>
	</item>

</channel>
</rss>
